FixMyCar partners with PayItMonthly to help garages turn more quotes into jobs

FixMyCar has helped more than 3.6 million drivers find local garages they can rely on. Its Garage Network includes over 15,000 garages, mobile mechanics and dealerships across the UK.

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However, rising repair costs are causing some drivers to take longer to approve essential work. FixMyCar’s latest Making Tracks report found that the number of drivers accepting quotes within 24 hours had fallen by 2.4% over the previous year. Making Tracks: The Auto Repair Report.

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By offering PayItMonthly, participating garages can give eligible customers the option to spread their bill across 2 to 12 interest-free monthly instalments. This can help remove price as an immediate barrier while giving drivers greater choice over the work their vehicle needs.

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“We know how frustrating it is for a garage to lose a job it has already quoted, or for a customer to delay work while the vehicle is on the ramp. FixMyCar’s data reflects what we consistently see: flexible payments help remove price as a blocker, increase spend per visit and give customers the freedom to choose the quality repair they need.”

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Chris Pursey, CEO & Co-Founder of PayItMonthly

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FixMyCar garages can use PayItMonthly to:

• Offer customers between 2 and 12 monthly instalments.  

• Provide finance of up to £6,000 per customer.

• Receive most customer decisions instantly.  

• Offer instalments in the garage or remotely by email.  

• Get paid in full, minus the applicable credit charge the next working day*  

• Access digital marketing materials and free in-garage point-of-sale materials.  

• Benefit from preferential FixMyCar pricing, with credit charges from 1.9%.  

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If a customer later misses a payment, the garage remains paid and PayItMonthly manages the repayment process directly with the customer.

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*Next working day payment on our Pro plan, Weekly Payout for PAYG & Plus plans.  

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Flexible payments can help customers approve work that they might otherwise postpone or reduce because of the immediate cost.

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This is particularly valuable when a garage identifies unexpected work such as worn tyres, braking issues, suspension repairs or a timing belt replacement. Rather than relying on informal payment arrangements, garages can present customers with a clear, regulated payment option.

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Customers can see their payment schedule before signing and will pay no interest or late fees.

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1. The garage signs up: FixMyCar garages registers with PayItMonthly and completes the account verification process.  

2. The garage offers instalments: Eligible customers can apply in garage or through a link sent by email with the quote or invoice.  

3. The customer receives a decision: Most decisions take seconds, allowing the customer to approve the work quickly.  

4. The garage completes the work: Once the goods or services have been provided, the garage is paid either next day or next week depending on plan.  

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FixMyCar garages can choose from Pay As You Go, Plus and Pro plans, with options designed for different levels of finance usage.

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Benefits include:

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• Exclusive FixMyCar pricing  

• No setup fees  

• No long contracts, 30-day rolling plans  

• Credit charges from 1.9%  

• Finance limits of up to £6,000  

• Weekly or next-working-day payments  

• UK-based telephone support  

• Digital and in-garage marketing materials

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If you’re part of the FixMyCar Garage Network, explore the exclusive plans available through the partnership:

Discover PayItMonthly for FixMyCar garages

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Alternatively, email onboarding@payitmonthly.uk or call 0333 016 5560.

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Drivers looking for a local garage can compare quotes through FixMyCar and ask their chosen garage whether PayItMonthly is available.

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